Real Estate Services
Every real estate transaction, whether you are buying or selling property, involves a legal transaction. Many people have learned the hard way that you should always get things in writing. Our skilled real estate lawyers will draft all of your documents to ensure that you get what you pay for and that your legal rights are protected. We represent individuals and businesses regarding both residential and commercial property.
I also provide representation in foreclosures, workouts, short sales and lien claims. This includes reviewing legal documents and providing contacts to lenders who may be able to assist with financing. If you need access to lenders there is a website located at http://thebestloansonline.com which provides contacts to a number of lenders. They are not a lender and do not provide loans but they do provide your information to prospective lenders. The rates and terms will be based upon your credit. That same website has a mortgage calculator and has information on commonly used terms in the mortgage industry. If you prefer to work with local lenders I also have contact information for mortgage brokers or banks in the local metro area.
As a result of the foreclosures and the poor real estate market there are a number of loan modification and short sale experts that may or may not be protecting you. I can review your documents and advise you of the benefits of the transaction, as well as the risks or exposure you may have in the transaction.
A number of lenders do not want your real estate returned to them in a foreclosure or otherwise. In fact, at this time some lenders have determined not to proceed with any new foreclosures. We can assist you in working out an agreement to modify your loan which may include principal reductions, interest rate reductions or lengthening the term of your mortgage from a 30 to 40 year amortization period. Reducing your payment so that you can afford to keep your home will stabilize your situation and the lenders.
If someone has filed a lien against your property, I can assist you in negotiating with the contractor or represent you in the lien foreclosure lawsuit. There are strict statutory time lines that must be followed in order for a lien to be validly placed against your property. I can advise you on those time lines and often times we can negotiate with the contractor to resolve the issue.
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